Pick up your yellow pages and look up insurance. Depending on the size of your city, you may have several pages to go through. I've found that a mutual insurance company can be the best at keeping your rates low. But, sorry to say, your age will keep your rates high. You're a guy, 21. That's the high rent district, honey. And with a pick-up truck, it will be even higher. Most of the name brand companies charge more because they've got to pay out more for advertising. Check out Sentry Insurance, as I've heard that they don't do much advertising so that they can keep their rates low. Depending on your location, you may be limited to what you can get, so shop around in the yellow pages. I don't trust too much on the net, other than finding a phone number or address. Until you get older, I'm afraid you'll be paying boo-coo bucks, especially if you get even one ticket. <*)))><