Car Insurance?

[Naterz]

Ok...
I had a shitty car about a month ago...
Got a New One...
Things is, Since I always paid at the last minute, they required $1074.00, wheras that is October, November & December payment...
My policy ended today but I have 30 days grace, if I want to remain under State Farm under m previous conditions...(discounts....)
My question is wont my rate change because I've had a lapse...
I dont want to give them 1074 and everythign changes...

 

[mbrcatz17]

You don't have a 30 day grace. NO such thing, with auto insurance. You don't buy insurance by the month, or the quarter - it's the half year, or year. And they don't HAVE to give you payment plans, especially if you go into cancellation every time a payment is due.

Yes, once you have a lapse, your rate goes up. But when you start a new policy again, they'll run your credit score, so likely the rate will go up anyway.