car hit by someone without insurance?

[michaelgiddens1]

My car was hit while parked did a police report . Person claimed that she had insurance. However.when I contacted the ins company they said it has not been active since 4 mts ago. By her own admission; payments was never deducted from account; but thats not her fault claims that she is going to have to fight with insurance company to get them to pay. what do I do I have had this car a year paid 16,000 for car with this hugh dent its worth less than half and look bad
i only have liability ins

 

[Big Deal Maker]

under Most insurance coverages. You have uninsured motorist. Call your insurance carrier and give them all the facts. And you should be covered under the uninsured motorist area it is part of your insurance and in Calif. it is mandatory.

 

[Aditya G]

I have liability insurance and my policy says that if someone without insurance hits me, they cover upto $3,500 for repairs.

I am sure you have atleast liability or better insurance